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Credit check

Last week an entry in the Post‘s “Security Fix” blog reminded me that the free annual credit report initiative, which began last year, finally became available in east coast states recently. You’re entitled to receive one free credit file disclosure (which doesn’t include credit scores) every 12 months from each of the three major credit […]

Last week an entry in the Post‘s “Security Fix” blog reminded me that the free annual credit report initiative, which began last year, finally became available in east coast states recently. You’re entitled to receive one free credit file disclosure (which doesn’t include credit scores) every 12 months from each of the three major credit reporting companies: Equifax, Experian, and TransUnion. I chose to get one report for now and figure I’ll space the others out over the coming year. Thankfully the report I got is basically correct. I can breathe a small sigh of relief. Hopefully my data with the other companies are at least as accurate.

You can request your free report at AnnualCreditReport.com; the FTC also has information on related consumer protection and potential scams.

2 replies on “Credit check”

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You might think, as I once did, that a bad credit record is nearly impossible to overcome. But, the fact is there are ways to repair your credit after personal problems have caused you to mess it up or some calamity has made it impossible for you to pa…

Credit Repair Scams: Don’t Believe Their Promises

(PRWEB) March 6, 2006 — In the beginning of 2006, the Federal Trade Commission (FTC) along with other federal agencies pledged to crack down on companies that claim to remove negative information from consumer credit reports. To address this problem i…

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